The 80 Percent
Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast.
Episodes
The Opportunity Cost of Passion Projects
Welcome to Episode 243 of The 80 Percent.After a long break from podcasting, I share the real reasons behind my absence, the tension between passion and practicality, and the important lesson that sometimes the best decision is to prioritize what matters most right now.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Investment Strategy for 2026
Welcome to Episode 242 of The 80 Percent.Where should Filipinos invest in 2026? In this episode, we cut through the noise and discuss investing strategies for this year. No hype. Just clear thinking and practical investment choices.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Why I Went Quiet for a While
I took a short, unexpected break, and I’ll be back with new episodes soon. In the meantime, you can catch up on past episodes at www.the80percentpodcast.com Hosted on Acast. See acast.com/privacy for more information.
Listen Back: 5 Money Mistakes That People Don’t Know They’re Making
Listen Back episodes are past episodes of The 80 Percent you might have missed, so we’re bringing them back, especially for our new listeners.This was Episode 169. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Investing in REITs For Retirement
Welcome to Episode 241 of The 80 Percent.REITs give you property income without actually buying property. With REITs, you get regular, guaranteed dividends as your passive income while you skip dealing with tenants and doing property repairs. Plus, you stay liquid because it can easily be traded on the stock market. In this episode, we’ll discuss tips on how to invest in REITs as a source of retir
Smart Money Moves For Your 13th Month Pay
Welcome to Episode 240 of The 80 Percent.Today, we’re talking about something very familiar to every Filipino employee. The 13th-month pay. It feels like a reward after a long year. It feels like a chance to breathe a little. But it is also one of the best opportunities to change your financial life with just a few smart moves. In this episode, you’ll hear my recorded presentation on this topic, w
How to Get Out of Debt with Debt Aid Consulting International
Welcome to Episode 239 of The 80 Percent.I sat down with two people who work on the front lines of this every day. Ben Lou, President and CEO of Debt Aid Consulting International. And Eunice Lou, their VP for Operations. Their team at DACI helps Filipinos who feel overwhelmed by loans, collectors, and financial pressure.If you’re stressed about debt or utang. Or you know someone who is drowning in
Is It Safe to Invest in a Cooperative?
The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.Today, we’re discussing a question that’s often been asked of me in recent months: Is it safe to invest in a cooperative? The local stock market has not been performing well, and investors are seeking alternative investments, particularly those that offer regular dividend
12 Estate Planning Myths That Will Cost You Time and Money
Welcome to Episode 238 of The 80 Percent.You might think estate planning is only for the rich or that your family can just sort it out later, but that’s where many people go wrong. In this episode, we’ll bust the most common estate planning myths and share simple steps to protect your assets and your loved ones.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph
Overcoming Gift-flation and How to Save Money This Holiday Season
Welcome to Episode 237 of The 80 Percent.Have you noticed how giving gifts feels more expensive every year? In this episode, we’ll talk about gift-flation or why prices keep going up, and how we can stay generous without overspending.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here. Hosted on Acast. See
Financial FOMO: How to Stop Chasing Every ‘Sayang’ Opportunity
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/mTcrx Hosted on Acast. See acast.com/privacy for more information.
What Are You Busy With These Days?
Welcome to Episode 236 of The 80 Percent.What do you do during your free time? It’s essential to be mindful of how you use your personal time, as it holds the key to your financial growth.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
The Millionaire Myth: What Life Is REALLY Like After Your First Million
Welcome to Episode 235 of The 80 Percent.Reaching your first million isn’t a finish line; it’s the beginning of a new journey. The money changes your mindset more than your lifestyle. And here’s what no one tells you about crossing that milestone and what really happens when you finally get there.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.Fo
Filipino Credit Perceptions with Peter Faulhaber of TransUnion Philippines
Welcome to Episode 234 of The 80 Percent.TransUnion has just released its 2025 Credit Perception Index, which reveals how Filipinos think and feel about borrowing, debt, and financial trust. Together with Peter Faulhaber, the President and CEO of TransUnion Philippines, we'll unpack the findings of this year’s Credit Perception Index, what it tells us about the state of credit in the country, and
Listen Back: 5 Business Ideas That Need Little or No Capital
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.This was Episode 117. For the original show notes, visit my blog post here.Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.
Can You Leave the Country If You Have Unpaid Credit Card Debt?
The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.Today, we’re discussing a question asked by a follower that I know worries a lot of people: Can you actually be stopped at the airport if you have unpaid credit card debts? This is a great concern, especially for those planning to leave the country to migrate or to work as
From Myths to Millions: Fixing How Filipinos See Investing
Welcome to Episode 233 of The 80 Percent.Many Filipinos want to start investing but get held back by long-standing myths and misconceptions—beliefs passed down from relatives, friends, or even viral social media posts. In this episode, we’re breaking down seven common Filipino investing myths and telling you the truth behind them. Whether you’re an OFW, a beginner, or someone who’s been sitting on
From Paycheck to Prosperity: How to Build a Wealth-Building Mindset
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/ZQ1M4 Hosted on Acast. See acast.com/privacy for more information.
How Simple Nudges Can Help You Improve Your Finances
Welcome to Episode 232 of The 80 Percent.If you’re finding it hard to save money, stick to a budget, or invest regularly, then perhaps the Nudge Theory can help you make smarter money decisions automatically and consistently.Listen to The 80 Percent Express episodes here.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my
MySSS Pension Booster: Is It A Good Alternative to Pag-IBIG MP2?
Welcome to Episode 231 of The 80 Percent.Today, we’re going to discuss the MySSS Pension Booster and compare it side by side with the very popular Pag-IBIG MP2. We’ll discuss their returns, flexibility, risks, and other key factors so you can decide which one best fits your financial goals.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the s
Rent a Place or Buy a Home: Which is the Smarter Choice?
Welcome to Episode 230 of The 80 Percent.Should you rent or should you buy a home? It's a decision that affects not just your wallet, but also your lifestyle, peace of mind, and future plans. Whether you're thinking about buying your first property or just wondering if you should keep renting for a few more years, this episode is for you.Episode sponsor: Learn to trade forex and the global markets
What is the Representativeness Heuristic?
The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.Today, let’s talk about the representativeness heuristic. It sounds technical, but it’s really just a way of describing how we tend to judge something based on how closely it matches what we already believe or recognize. The thing is, our brains love shortcuts, and when it
Reasons You're Anxious About Money And What to Do About It
Welcome to Episode 229 of The 80 Percent.If you’ve ever felt stressed, anxious, or even paralyzed when thinking about money, you're not alone. For many of us, just the thought of budgeting, saving, or planning for the future can bring up a lot of pressure and fear. In this episode, we’re talking about financial anxiety. Let’s unpack the reasons why managing money feels so overwhelming at times and
Money Isn’t Everything: Build a Financial Life That Fits You
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/nAQrL Hosted on Acast. See acast.com/privacy for more information.
1, 2, or None? How Many Credit Cards Do You Need?
Welcome to Episode 228 of The 80 Percent.How many credit cards should you have? Is it better to stick with just one, have a few for rewards, or not own any at all? In this video, we talk about the pros and cons of owning one, multiple, or even zero credit cards.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post
Listen Back: Goals are Important, But You Need to Focus on Growth
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.This was Episode 133. For the original show notes, visit my blog post here.Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.
What is Self-Attribution Bias?
The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.Many of us tend to believe our financial wins come from our own skills, but when things go wrong, we often blame the market or bad luck. This thinking is called self-attribution bias, and that’s what we’ll talk about in this episode.To read the transcript, you can visit my
Think Before You Bet: Avoid and Overcome Gambling Addiction
Welcome to Episode 227 of The 80 Percent.Gambling can start as harmless fun but can quickly turn into an addiction that affects your finances and your relationships. In this episode, we discuss the signs of gambling addiction, tips for responsible gambling, and actionable steps to recover if you're already struggling.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnf
The 8 Types of Wealth and Why You’re Richer Than You Think
Welcome to Episode 226 of The 80 Percent.When we hear the word wealth, most of us think of money—savings, investments, maybe owning a house or a car. But what if I told you that wealth goes way beyond your bank account? In this episode, we’ll explore the eight types of wealth that really define a rich and meaningful life. From time and health to relationships and purpose, you might realize you’re
Trade Talks: Breaking Down Global Market Moves with Inki Cho & Li Xing Gan
Welcome to Episode 225 of The 80 Percent.In this episode, I’m joined by Inki Cho and Li Xing Gan to talk about how global events impact the markets — and what that means for traders. From cryptocurrency, forex, oil prices, and gold movements to the influence of major economic data, we break down how to read the global pulse and respond with smart trading decisions. Whether you’re new to trading or
I'm Taking a Short Break
I'm taking a short break and will be back next month, in May. In the meantime, listen to my past episodes at www.the80percentpodcast.com Hosted on Acast. See acast.com/privacy for more information.
Listen Back: 7 Ways Investing Can Make Your Life Better
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.This was Episode 144. For the original show notes, visit my blog post here.Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.
Understanding Pag-IBIG MP2: Is It Worth It?
Welcome to Episode 224 of The 80 Percent.Have you heard of Pag-IBIG MP2? If not, you must listen to this episode because you don’t want to miss out on what is currently the favorite investment of many Pinoys. I’ll explain how it works, how to invest in it, its pros and cons, and whether it’s worth it… all in a simple and practical way.Episode sponsor: Learn to trade forex and the global markets. V
10 Money-Smart Ways To Stay Cool This Summer
Welcome to Episode 223 of The 80 Percent.Summer is here, and our electric consumption will increase. But keeping your home comfortable during the hot summer months doesn’t have to drain your wallet. Today, I’ll share 10 budget-friendly tips to stay cool all summer long!Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my b
6 Money-Saving Tips For Living in a Condo Home
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/kSeDC Hosted on Acast. See acast.com/privacy for more information.
How to Protect Your Senior Parents from Investment Scams
Welcome to Episode 222 of The 80 Percent.Seniors are usually the target of scammers. In this episode, I’ll share tips on how you can keep your senior parents safe from investment scams. Recognize red flags, inform them about fraud tactics, and motivate them to safeguard their financial security. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for detail
How To Optimize Your Income Streams for Better Cashflow
Welcome to Episode 221 of The 80 Percent.Having multiple income streams doesn’t always mean more financial security. In this episode, I share the audio of my presentation on optimizing cash flow. Alex, a recent client, approached me to evaluate his income sources. His case serves as the example I used in this presentation, and you can find the specific numbers and details of the analysis in the sh
Listen Back: 7 Profitable Side Hustles for Introverts
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.This was Episode 157. For the original show notes, visit my blog post here.Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.
Small Business Ideas You Can Start in 2025
Welcome to Episode 220 of The 80 Percent.Are you looking for a profitable business venture? In this episode, I’ll share several small business ideas you can start, from AI-powered services to eco-friendly products, health and wellness ventures, and many more.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post he
Dealing with Friends Who Take Advantage of Your Generosity
Welcome to Episode 219 of The 80 Percent.Friendships are built on trust, mutual respect, and understanding. However, financial matters can sometimes blur those boundaries, leading to uncomfortable situations where one friend feels taken advantage of. In this episode, we’ll explore practical steps for handling friends who may be unknowingly or knowingly taking advantage of your generosity.Episode s
Let Me Share My 2025 Investment Plan
Welcome to Episode 218 of The 80 Percent.Where will I invest in 2025? Here are the top investment opportunities that I’m considering. I hope that by sharing these, I can help you make informed decisions about growing your portfolio this year.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here. Hosted on Aca
Believe In Your Success
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/0hWIO Hosted on Acast. See acast.com/privacy for more information.
3 Simple Ways To Save Money in 2025
Welcome to Episode 217 of The 80 Percent.According to recent news from the National Economic and Development Authority (NEDA), the Philippines maintained its 2024 inflation rate target of 3.2 percent, following last December's 2.9 percent rate. With new challenges and opportunities in today’s economy, it is crucial to maintain consistent savings habits. In this episode, let me share some practical
3 Realizations and Lessons That 2024 Taught Me
Welcome to Episode 216 of The 80 Percent.This is the last episode of 2024. Today, let me share the three biggest realizations and lessons I learned in the year that was.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
What To Do Before You Quit Your Job
Welcome to Episode 215 of The 80 Percent.Gusto mo nang mag-resign? Teka muna. Before you tender that resignation letter, make sure to do these essential things that I’ll share with you today so you can avoid financial stress.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here. Hosted on Acast. See acast.com
Deserve Ko ‘To: Money-Smart Ways to Reward Yourself
Welcome to Episode 214 of The 80 Percent.Stress sa trabaho? May na-close ka na client? Or simply, pagod na sa life? Deserve mong gumastos para sa sarili mo. But you have to be smart about it. In this episode, you’ll discover how to reward yourself while staying within budget. Learn tips on how to balance saving and spending.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly
12 Essential Investing Tips for Millennials
Welcome to Episode 213 of The 80 Percent.Your 30s is a great time to build your wealth. Aside from nurturing your career, it would be best if you also were growing your investment portfolio. In this episode, I’ll share twelve practical investing tips for millennials. Learn how to start small, diversify, reinvest earnings, and build wealth for your future.Episode sponsor: Learn to trade forex and t
What To Do When You Feel Overwhelmed By Your Goals
Welcome to Episode 212 of The 80 Percent.Do you feel overwhelmed by your financial goals? Ang dami mong gustong gawin at bilhin, pero hindi mo alam kung kaya mo ba ma-achieve ang mga ito. In this episode, I’ll share practical steps for regaining control, prioritizing effectively, and staying motivated on your journey to financial success.Episode sponsor: Learn to trade forex and the global markets
Earn Passive Dividend Income from these Investments
Welcome to Episode 211 of The 80 Percent.Passive income is the best type of income. Who doesn’t want their money to work for them, right? In this episode, we give 10 investments that give out passive dividend income to help you build your wealth.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here. Hosted on
Why Most People Fail at Saving Money
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/NWrAp Hosted on Acast. See acast.com/privacy for more information.
Listen Back: How To Save Money on a Low Income
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.This was Episode 112. For the original show notes, visit my blog post here.Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.
What Is The Herd Mentality?
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.In this episode, we'll dig into what herd mentality is, how it can mess with your money, and how to break free from the crowd to make smarter financial choices that work for you.To read the transcript, you can visit my blog post here. Hosted on Acast. See acast.com/privacy fo
7 Productive Things You Can Do On a Rainy Day
Welcome to Episode 210 of The 80 Percent.When you’re stuck at home because it’s raining or there’s a storm, do you just sleep or watch TV all day? In this episode, we’ll share seven things you can do to make productive use of your time. Yes, rest is important, and you should do that, but if you’re bored and thinking of what to do on a rainy day, then I can definitely help.Episode sponsor: Learn to
Emotional vs Rational Money Management
Welcome to Episode 209 of The 80 Percent.Have you heard of mindful money management? In this episode, we’ll discuss the pros and cons of the two main ways we handle our money and how to know when to be emotional or when to be rational with your money decisions. Additionally, you’ll learn practical tips for budgeting, saving, and spending in a way that aligns with your values and reduces financial
How to Develop Good Money Habits That Stick
Welcome to Episode 208 of The 80 Percent.Building good habits is often seen as a matter of discipline and consistency, but the real key to lasting change lies much deeper—within our identity.While many people focus on what they want to achieve, like exercising more or eating healthier, they often overlook the foundation that sustains those habits: the person they believe themselves to be. In
How to Be a Freelancer and Earn Extra Income
Welcome to Episode 207 of The 80 Percent.Looking to earn extra income? Freelancing might be the perfect solution! In this episode, we’ll walk through the essential steps to start your freelancing journey and turn your skills into a profitable side hustle. Whether you're a designer, writer, developer, or whatever talent you have, this episode will help you get started.Episode sponsor: Learn to trad
5 Subtle Signs That You’re Doing Well Financially
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/b3k7O Hosted on Acast. See acast.com/privacy for more information.
Money-Saving Tips When Buying the Things You Need
Welcome to Episode 206 of The 80 Percent.Just because you’re buying a necessity doesn’t mean you can’t save money. In this episode, I will share practical money-saving tips to help you get the best deals on essential purchases. Learn how to make informed decisions while shopping for everyday needs.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.F
Investing Strategies During Market Volatility
Welcome to Episode 205 of The 80 Percent.The stock market seems to be going nowhere. One week, it’s up, and another week, it’s down. In this episode, I’ll share effective investing strategies for navigating market volatility with confidence. Learn how to protect your portfolio, seize opportunities, and make informed decisions during uncertain times.Episode sponsor: Learn to trade forex and the glo
Listen Back: The Story of How I Became an Entrepreneur
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.This was Episode 39. For the original show notes, visit my blog post here.Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.
3 Ways to Stop Mindless Spending
Welcome to Episode 204 of The 80 Percent.Do you often experience buyer’s remorse? That’s a sign that you’re spending on things that don’t have long-term value. In this episode, I’ll share three ways to stop mindless purchases and learn how to align your spending with who you are and what’s most important to you.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph
Quick Guide to Retirement Planning
Welcome to Episode 203 of The 80 Percent.How do you plan for a secure and comfortable retirement? When should you start, and where should you invest? In this episode, I’ll provide a quick overview of what to expect when you retire and discuss investment options that can help you achieve a stress-free and comfortable retirement.Episode sponsor: Learn to trade forex and the global markets. Visit bit
How to Have the Courage to Take Action on Your Finances
Welcome to Episode 202 of The 80 Percent.You already know what you need to do to improve your finances and your life, but somehow, you’re afraid, and you doubt yourself that you’ll succeed. In this episode, we’ll learn how to take action even when you feel unready and explore practical tips to boost your courage and confidence.Episode sponsor: Learn to trade forex and the global markets. Visit bit
The Three Types of Decisions We Make
Welcome to Episode 201 of The 80 Percent.We make decisions every day. Some are small and trivial, while others are major and have a major impact on our lives. In this episode, we learn about the different types of decisions we make, especially when faced with financial situations. We’ll discover how to be more confident with our choices, no matter the size.Episode sponsor: Learn to trade forex and
Listen Back: 5 Financial Habits That Every Person Should Have
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.This was Episode 114. For the original show notes, visit my blog post here.Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.
What Is The Endowment Effect?
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.In this episode, we'll discover how to overcome the endowment effect and make smarter financial decisions. I'll share practical tips to avoid common financial mistakes brought about by this cognitive bias.To read the transcript, you can visit my blog post here. Hosted on Acas
Money-Saving Hacks for Those Who Struggle to Save
Welcome to Episode 200 of The 80 Percent.Do you find it hard to save money? In this episode, we share money-saving hacks for those who hate saving. Discover practical and easy strategies to boost your savings without feeling deprived.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here. Hosted on Acast. See
What is the Halo Effect in Investing?
Welcome to Episode 199 of The 80 Percent.Do you know what the halo effect is? In this episode, we discuss this cognitive bias that can negatively influence one’s investment decisions. We’ll learn how to recognize and mitigate the halo effect to make more objective and informed investment choices.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For
How To Do a Mid-Year Financial Check-Up
Welcome to Episode 198 of The 80 Percent.Stay on track with your financial goals by performing a mid-year check-up. In this episode, I’ll share the tasks you need to accomplish with your budget, savings, and investments to ensure financial success for the rest of the year.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit m
Money Dysmorphia: How to Overcome Your Financial Distortions
Welcome to Episode 197 of The 80 Percent.Money dysmorphia refers to insecurity about one's financial situation. It is a condition that distorts one's perception of wealth and financial well-being. In this episode, we explore how money dysmorphia influences our spending, saving, and investing. But we also share the steps we can take to achieve a healthier, more realistic view of our finances, pavin
Fun Family Activities That Will Improve Your Finances
Welcome to Episode 196 of The 80 Percent.Combining family activities with financial education and application might seem difficult, but it's entirely possible. In this episode, I share four engaging and enjoyable family activities that will strengthen your bond as a family and improve your budget and financial health.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnf
Listen Back: 6 Skills You Need To Build Multiple Sources of Income
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.This was Episode 115. For the original show notes, visit my blog post here.Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.
Four Questions to Ask Before Buying Anything
Welcome to Episode 195 of The 80 Percent.Impulsive buying can leave you with buyer's remorse and a ruined budget. Today, I’m giving you a practical strategy that will help you make better spending decisions and save more money.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here. Hosted on Acast. See acast.c
The Average Salary and Savings of Filipinos
Welcome to Episode 194 of The 80 Percent.How much is the average income of Filipinos? What are the top 10 positions that have the highest salaries in the Philippines? How much money do we have in our bank accounts? These are just some of the data I shared and discussed in this episode.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show n
How to Be a Good and Responsible Credit Card User
Welcome to Episode 193 of The 80 Percent.Do you have a credit card, or are you planning to get one soon? Then join me today, and let’s unlock the power of plastic with our credit card tips. These strategies will ensure that your financial journey starts on the right foot and lead you away from debt problems.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for
Investing Mindset and Strategies for Gen Z
Welcome to Episode 192 of The 80 Percent.This is the audio clip of my presentation during the Financial Fitness Forum 2024. It's about what you should do during your 20s to become rich in your 30s. Here are Investing tips, mindset, and strategies for Gen Z.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blog post here
The Unfair Advantage of Being Lucky
Welcome to Episode 191 of The 80 Percent.Have you ever wondered why some people seem to have all the luck? Contrary to popular belief, luck isn't just a matter of chance—you can actually do things to tilt the odds in your favor. Today, we'll share some practical strategies that can help you attract more luck into your life.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/
5 Common Traits of Financially Secure Individuals
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.You can read today's article here: https://t.ly/hKby8 Hosted on Acast. See acast.com/privacy for more information.
How to Choose the Perfect Community when Buying a Home
Welcome to Episode 190 of The 80 Percent.Today, we're diving into the exciting world of Philippine real estate. Particularly how to choose the ideal location to buy your house-and-lot property. Whether you're a first-time buyer or a seasoned investor, the decision to purchase a home is a significant milestone. That’s why we'll share insights and practical tips to help you decide where to buy your
Why It Matters Who You Spend Your Time With
Welcome to Episode 189 of The 80 Percent.In this episode, we’ll explore the impact of surrounding yourself with positive influences. Learn how spending time with the right people and curating your inner circle wisely can lead to faster personal growth and fulfillment.Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.For the show notes, visit my blo
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The Manila Times Podcasts
Midweek with Bong Saquing
The Red Door Podcast PH
Payong Kapatid Podcast
Punchline with Alex Calleja!
Deep Dive with Richard Heydarian
Unsa’y Cheka Sa Parlor
